Hilltop Homes under $500,000

Welcome to Hilltop, a vibrant and welcoming neighborhood nestled in the heart of Tacoma, Washington. Known for its rich history, diverse community, and stunning views, Hilltop is a hidden gem that offers an exceptional quality of life. With its charming tree-lined streets and a strong sense of community, this area is perfect for families, young professionals, and anyone looking to enjoy the beauty of the Pacific Northwest.

One of the standout features of Hilltop is its accessibility to various amenities. Residents can enjoy a plethora of local shops, cafes, and restaurants, all within walking distance. The neighborhood boasts several parks, providing ample opportunities for outdoor activities, picnics, and leisurely strolls. The vibrant arts scene in Tacoma is also just a stone's throw away, with galleries, theaters, and cultural events that cater to all tastes.

For those seeking affordable housing options, Hilltop shines brightly with homes available under $500,000. Whether you're looking for a cozy bungalow or a contemporary townhouse, this neighborhood offers a diverse range of properties that fit various lifestyles and budgets. Hilltop's real estate market is not only attractive for first-time homebuyers but also for investors looking for promising opportunities in a growing area.

With its unique blend of community spirit, accessibility, and affordability, Hilltop is not just a place to live; it's a place to thrive. Come explore the charm of Hilltop and discover why so many are proud to call this neighborhood home!

Newest Hilltop Homes under $500,000

$460,000

4 Beds ⋅ 2 Baths ⋅ 2588293 MLS ⋅ ACTIVE Status

HUGE 70K PRICE REDUCTION! BRING OFFERS! Tacoma living at its finest! Welcome home to this beautifully remodeled early Craftsman blending timeless charm with modern updates. Major improvements include upgraded plumbing, electrical, and roof in 2024, plus a full 2026 remodel featuring an updated HVAC system. The 1,474 SF main home with an additional 646 SF basement (unfinished, great for storage!) offers an open-concept layout connecting the living, dining, and kitchen areas, perfect for entertaining. Main floor includes a spacious bedroom and full bath, while upstairs offers 3 additional bedrooms and another full bath. Step outside to the backyard patio, perfect for summer BBQs, gatherings, entertaining guests, or relaxing evenings outdoors. Detached 1-car garage with additional driveway parking and plenty of nearby street parking available right next to the home! Centrally located near schools, shopping, dining, freeway access, and just 15 minutes to Point Ruston. Don’t miss your chance to enjoy living in the beautiful Pacific Northwest! Virtually Staged.

719 S Sprague Ave, Tacoma

Listing Broker: Summit Properties NW LLC; Brian Banuelos; 206-474-6134; elbanuelos2009@live.com

$499,999

4 Beds ⋅ 2 Baths ⋅ 2580476 MLS ⋅ ACTIVE Status

Welcome home to this adorable mid-century brick home in the heart of Tacoma's Hilltop neighborhood! This 1 story w/basement offers 4 bedrooms, 1.75 baths & 1,664 sqft of versatile living space on a fully fenced 6,500 sqft lot. The main level features 2 bedrooms and an inviting living room with wood burning fireplace. Fully finished basement includes 2 additional bedrooms, including the primary, 3/4 bath, small kitchenette, storage & private entrance, ideal for multigenerational living, guests or flexible living space. Thoughtful updates include newer furnace & heat pump, gas tankless water heater, replacement upstairs windows, granite countertops, stainless steel appliances, whole home surge protection, Trex deck, fencing & gutters. Sliding rear gate provides direct access to the paved alley, with electrical already run for a future gate opener. Enjoy the spacious backyard, perfect for entertaining, plus plenty of parking and room for your RV. Take in a peekaboo Mt. Rainier view with Sheridan Park just across the alley. Conveniently located near Downtown Tacoma, dining, shopping, medical centers, light rail & freeway access close by. A charming home offering character, updates & flexibility!

2340 S M Street, Tacoma

Listing Broker: PNW Realty; Stephanie McKim; 206-484-8373; Steph@pnwrealtyllc.com

$395,000

3 Beds ⋅ 2 Baths ⋅ 2578627 MLS ⋅ ACTIVE Status

Discover the character and charm of this craftsman home built in 1910 and ideally situated on a corner lot in Tacoma’s desirable Hilltop community. With a great combination of classic charm, sensible updates, and a convenient location, this home offers plenty of space and flexibility for its next owner. The main level boasts a spacious living room that flows into the dining area, creating a warm and inviting space. The kitchen features granite countertops, stainless steel appliances, and a walk-in pantry for plenty of storage. A flexible bonus area on the main floor provides the perfect spot for a home office, gym, reading nook, or additional living space. Upstairs, you’ll find two bedrooms, including a primary bedroom with an attached ensuite, while the third bedroom is conveniently located downstairs. The home has also received sensible updates throughout, along with fresh interior paint and brand-new carpet upstairs, giving it a clean and refreshed feel. Outside, the detached 2-car garage provides valuable parking and storage space. The home is located directly beside Stanley elementary school, offering exceptional convenience. You’re just minutes from I-5, major hospitals, dining, shopping, entertainment, and the vibrant downtown lifestyle. Whether you’re commuting, enjoying the city, or simply looking for a home close to everyday amenities, this location puts you right where you want to be.

1702 S Ainsworth Avenue, Tacoma

Listing Broker: John L. Scott, Inc.; Emily Heffner; 360-621-0930; EmilyHeffner@johnlscott.com

$500,000

3 Beds ⋅ 3 Baths ⋅ 2577426 MLS ⋅ CONTINGENT Status

Welcome to this beautifully updated 3-bedroom, 2.5-bath home in Tacoma’s vibrant Hilltop neighborhood! Step inside to a bright, AC cooled open main level featuring updated flooring and a recently remodeled kitchen with quartz countertops, stainless steel appliances, abundant cabinetry and an oversized peninsula with bar seating, perfect for everyday living and entertaining. The spacious living and dining areas flow together nicely, creating a comfortable and functional layout.Beautifully remodeled primary bath featuring a spacious glass-enclosed tiled shower, dual-sink vanity, quartz countertops and contemporary finishes. Two additional bedrooms provide plenty of flexibility for guests, home office space or hobbies. Outside, the fully fenced yard offers your own private outdoor escape with a covered gazebo, firepit area and plenty of room to relax or entertain. Gardeners will love the dedicated garden space and greenhouse, while two storage sheds provide excellent additional storage. Located in the heart of Hilltop with convenient access to downtown Tacoma, local restaurants and businesses, nearby parks, major medical centers and the T Line light rail connecting Hilltop with the Stadium District, downtown and Tacoma Dome Station.

1506 S Cushman Avenue, Tacoma

Listing Broker: Unique Lifestyle Realty; Terrence Williams; ;

$445,000

2572009 MLS ⋅ ACTIVE Status

Located in Tacoma’s Yakima neighborhood, this 4BD/2BA Victorian duplex presents a full rehabilitation opportunity for investors, builders, or buyers looking to create value from the ground up. The structure is currently in derelict condition and will require extensive repairs and updates throughout. The home shows significant deferred maintenance, with visible wear to the exterior siding, roofing, and windows. Inside, the property will need a complete overhaul, including flooring, walls, fixtures, and major systems such as electrical, plumbing, and HVAC. The condition suggests this is best suited for a cash purchase or renovation financing. Situated with access to local amenities, commuter routes, and Tacoma services, the location remains a strong point for future upside after renovation. This is a true fixer-upper being sold as-is, ideal for those ready to take on a substantial project and unlock the property’s potential.

1220 Yakima Avenue, Tacoma

Listing Broker: 5 Star Property Management; Delores Cante; ; dcante@5starpropertymgmt.com

$499,999

2569356 MLS ⋅ ACTIVE Status

STOP SCROLLING!! Investor Special! Located in the Heart of Downtown Tacoma. This four-unit property presents an exceptional opportunity for investors, builders or owner-occupants looking to unlock significant potential through renovation and improvements. With strong income potential and a highly desirable location this four-plex offers endless opportunities. The property is conveniently located near local shops, restaurants , entertainment, public transportation and major medical facilities. Residents will enjoy easy access to everything the city of Tacoma has to offer. Bring your vision and creativity to transform this property into an amazing investment opportunity. Properties with this size , location and potential are becoming increasingly more difficult get it while it last. Sold AS IS

817 S 13th street, Tacoma

Listing Broker: Goldhouse Realty; Jeff Ogden; 585-576-0874; Ogdenjrealty@gmail.com

$409,900

2 Beds ⋅ 2 Baths ⋅ 2542905 MLS ⋅ ACTIVE Status

Beautifully updated Central Tacoma home offering modern finishes, future development potential, and an unbeatable location. This move-in ready property features a new roof, new stainless steel appliances, new cabinetry, luxury vinyl plank flooring, updated bathrooms, fresh interior paint, and thoughtful updates throughout, providing both style and peace of mind. Conveniently located near the vibrant 6th Avenue District, University of Puget Sound, Tacoma General Hospital, parks, shopping, dining, and easy freeway access. Situated on a fully fenced lot with alley access, this property also features a detached garage with convenient rear access from the alley, offering added functionality and flexibility. A recent feasibility analysis indicates the property may accommodate up to two detached ADUs under Tacoma's UR-2 zoning, creating exciting possibilities for future rental income, multi-generational living, or expanded living space (buyer to verify all development potential with the City of Tacoma). Whether you're looking for a turnkey home, an investment opportunity, or a property with long-term upside, this Central Tacoma gem delivers the perfect blend of modern updates, location, and potential.

2322 S Ash Street, Tacoma

Listing Broker: Best Choice Realty LLC; Tim Manchik; 253-334-6080; timothymanchik@gmail.com

$499,950

4 Beds ⋅ 2 Baths ⋅ 2497148 MLS ⋅ ACTIVE Status

Rare, shovel-ready multifamily opportunity in one of Tacoma’s strongest urban corridors—fully permitted for a 20-unit development with no impact fees and a 12-year MFTE tax exemption already approved with fees paid, delivering meaningful savings and faster time to revenue. The approved plans feature 20 highly efficient one-bedroom units (450 SF each) totaling 8,900 SF of net rentable area, designed for cost-effective construction and clean underwriting. Located just minutes from UW Tacoma, downtown, and only two blocks from the Tacoma Link light rail, the site offers outstanding access to transit, employment, and amenities, with potential Mount Rainier and skyline views enhancing tenant appeal. One of the few remaining fully entitled sites in the area, with additional upside through alternative configurations—build five duplexes or retain the existing home and add two duplexes off of the alley.

2120 S J Street, Tacoma

Listing Broker: Berkshire Hathaway HS NW; Tim Bower; 206-631-0113; timbower@bhhsnw.com

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